In personal injury law, any type of severe injury to the brain, spine, or spinal cord is usually classified as “catastrophic” due to how devastating it can be physically, emotionally, and financially. It may also refer to fractures of the skull and spinal cord as well. Granted, Ontario Provincial law is very clear about certain types of injuries. However, there is still a great deal of dissension regarding the way in which an individual is compensated for emotional or mental side effects that are associated with their physical injuries.
Regardless of who is at fault, the insurance companies and Ontario law will provide a maximum of $1 million for medical and rehabilitative care to victims of catastrophic injuries and up to an additional $1 million maximum benefit should the injured party require attendant care. There would also be additional funds provided to cover child care, housekeeping, lost income, etc. The bottom line is that if you or a loved one has suffered catastrophic injuries, it could affect you for the rest of your life.
Long-Term Disability and other Negative Consequences
Whenever a person suffers a catastrophic injury such as spinal cord or traumatic brain injuries, the victim as well as their families could be financially devastated by lost income, medical expenses, and much more. Furthermore, you may not be able to return to your job and will lose future income as well. To further complicate matters, you may have to deal with lifelong or permanent medical expenses. Along with your pain and suffering, your family life and social life may also be impacted, all of which is going to adversely affect your quality of life.
If you have suffered a catastrophic injury, it’s important that you are compensated for your injuries and receive the benefits needed to rehabilitate during the recovery period. Plus there may be additional complications that arise from your injuries. What’s unfortunate is that the Provincial Government recently made budget cuts that favor the insurance companies and limit the benefit amount that a person can receive. That is why it is so important to consult with an experienced personal injury lawyer in Toronto and their legal team. They would be able to help you get compensation and justice which you deserve.
Whether you have suffered a spinal cord injury, a traumatic brain injury, or any other type of catastrophic injury, it is going to place a huge emotional and financial burden on you as well as your entire family. However, getting compensated for your injuries and receiving the benefits you are entitled to will enable you and your family members to restore order and cope with your financial situation. By hiring an experienced personal injury lawyer in Toronto, this will ensure that your rights will be protected and that you receive the benefits and compensation you are entitled to.